Need an appraisal in Gonzales or Ascension County?

The top 7 reasons LA homeowners use L&L Appraisal LLC:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
Remove PMI to reduce their mortgage payment
Reinstate their Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
If property needs to be divided because of a divorce
Settle an estate in LA by determining the true market value of real estate in question

Need help determining the value of your house in or near Gonzales, LA?
Contact L&L Appraisal LLC.

At L&L Appraisal LLC, we understand the unique needs of a consumer after appraisal services. Our usual business clients understand the appraisal process and the customary "products" we deliver to them. But as a consumer,we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much you think your home is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value judgement than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are qualified in helping people just like you delete unwanted PMI insurance.

Challenging property tax assessments

If you live in an area that is going down or not appreciating as much as other homes close by, your local tax assessor may have your house overvalued. That only means you are most likely paying more taxes than you should. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from L&L Appraisal LLC is your best weapon.

HELOC recently frozen?

Your lender may decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can this be difficult and inconvenient from a cash flow standpoint, and negative on your credit score since it may appear as though that credit line is maxed out. L&L Appraisal LLC can help you reinstate your home equity line of credit with efficient appraisal.

We Also Provide Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you would prefer to have a veteran appraiser double-check it for efficiency or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? L&L Appraisal LLC offers field reviews where we'll go out and check the subject and comps in question. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? L&L Appraisal LLC can We can assist you. While typically requested by banks, you may want to use this service if you suspect mortgage fraud related to your home.